Venting debt collector now trying to contact me for owed medical bill

[Kalista]

i always have my phone off. no point in keeping it on when there's no one to call or anyone that cares enough to check up on me. there are times when i need to check something in it. been seeing calls from an 833 number. checked it and it's harris & harris, debt collector agency.

i owe a hospital money for when i was involuntarily checked in. safe to assume it's related. been ignoring it because i never had any intention of paying them. i guess this is it. more rules and laws of society catching up for something i never fucking wanted in the first place.. i failed so many attempts resulting in me still being here. i never planned to live this long and i fucking hate it.

i see three options. kill myself sooner so i will never have to worry about anymore debt, pay it with what very little money i have or try to basically beg online for people to support me financially to pay off the debt. there's also another debt waiting to be paid next year and if i don't, irs will take everything i own. i have no intention of working anymore as i'm done being miserable working a meaningless job like everyone else, but the longer i live, the more problems that come up. i have no energy to do any of this bullshit..
i fucking hate this life..i fucking hate the people who called the cops and put me in that god damn hospital...people who are too stupid and refuse to understand that when i say i can't handle this life anymore, it means i can't handle it anymore..i fucking lost everything that meant a lot to me after that day...

fuck all of the people who call the cops on someone needing to kill themselves and inflicting more problems unto them.. gambling with our lives just so you can make yourselves feel better..

can't take any of this..the crying never stopped..i fucking hate everything and everyone who hurt me..

 

[MatrixPrisoner]

If you're in the U.S., medical collections don't show up on your credit report. Don't pay it. The collection calls and mail notices will eventually go away. If they call again and ask for you by name, just tell them they have the wrong number. The worse the hospital that you owe can do is deny you any future non-emrgency services until the bill is paid.

 

[Praestat_Mori]

The people who called the cops should be responsible for the hospital bill in this case when someone did not ask for help. I'm sorry you have to go through this.

@MatrixPrisoner are there no legal measurements possible for hospitals to get their money? I mean can't they request a court order against you to pay that money and the court can seize all your belongings? Is there limitation of claims in the US?

 

[MatrixPrisoner]

are there no legal measurements possible for hospitals to get their money?

Hospitals typically just write it off. Especially, if it was for a mental illness-related incident. They'll request that you fill out a hardship letter, but even if you don't submit one of these, they'll still just write it off. A portion of your bill, mainly any third-party treatments you recieved during your hospital stay, may go to collections. But these collections will never show up on your credit report and they'll eventually give up on collecting if you ignore them long enough.

Even if they could go after you in court, they wouldn't. It would cost too much in legal fees and use up too much of their time. And they usually assume that if you cannot pay, that you have no assets to go after.

 

[needthebus]

i always have my phone off. no point in keeping it on when there's no one to call or anyone that cares enough to check up on me. there are times when i need to check something in it. been seeing calls from an 833 number. checked it and it's harris & harris, debt collector agency.

i owe a hospital money for when i was involuntarily checked in. safe to assume it's related. been ignoring it because i never had any intention of paying them. i guess this is it. more rules and laws of society catching up for something i never fucking wanted in the first place.. i failed so many attempts resulting in me still being here. i never planned to live this long and i fucking hate it.

i see three options. kill myself sooner so i will never have to worry about anymore debt, pay it with what very little money i have or try to basically beg online for people to support me financially to pay off the debt. there's also another debt waiting to be paid next year and if i don't, irs will take everything i own. i have no intention of working anymore as i'm done being miserable working a meaningless job like everyone else, but the longer i live, the more problems that come up. i have no energy to do any of this bullshit..
i fucking hate this life..i fucking hate the people who called the cops and put me in that god damn hospital...people who are too stupid and refuse to understand that when i say i can't handle this life anymore, it means i can't handle it anymore..i fucking lost everything that meant a lot to me after that day...

fuck all of the people who call the cops on someone needing to kill themselves and inflicting more problems unto them.. gambling with our lives just so you can make yourselves feel better..

can't take any of this..the crying never stopped..i fucking hate everything and everyone who hurt me..

This is what they do: they see someone weak and then try to financially exploit them and fuck them as hard as possible... then call it mental health and healing

then use a bunch of scientifically unrigorous studies and studies funded by greedy corporations to complete the deception, as though phrenology and theology and astrology and psychology weren't the refuge of charlatans and as though doctors hadn't just changed the packaging on their snake oil.

suicides bother regular people so society accepts the lie that there is efficacy to to the exploitation

 

[locked*n*loaded]

I had a medical debt years ago for a lousy $130. I felt I didn't owe it, so I just didn't pay it. The notices kept coming, but I just ignored them. After a while, they stopped, but would just start up again a few months later. Eventually, the hospital turned the debt over to a collector. They hounded me, too, but I continued to ignore them, also. The debt got passed on to another collection agency who started hounding me. Eventually, this collection agency took it to the next step and filed suit in court to collect the money. After receiving the notice that I was being sued, I got another letter from the collection agency telling me they would drop the suit if I just paid them $100 on the debt. That's what I did, even though I still felt I didn't righfully owe the money. I would have owed a lot more than the $130 if I would have lost the small claims case. It just wasn't worth it. All for a lousy $130. You hear about hospitals writing off debt when they are unable to collect it, but that sure hasn't been my experience. If they'll go after $130, they'll certainly go after any amount more than that. I guess my only point is that they'll stop at nothing when money is involved, even paltry amounts.

 

[Kadaver]

If you're in the U.S., medical collections don't show up on your credit report. Don't pay it. The collection calls and mail notices will eventually go away. If they call again and ask for you by name, just tell them they have the wrong number. The worse the hospital that you owe can do is deny you any future non-emrgency services until the bill is paid.

I honestly thought that I was risking jail time if I didn't pay them. Is there any chance of that happening?

 

[Cress]

If you're in the U.S., medical collections don't show up on your credit report. Don't pay it. The collection calls and mail notices will eventually go away. If they call again and ask for you by name, just tell them they have the wrong number. The worse the hospital that you owe can do is deny you any future non-emrgency services until the bill is paid.

Yeah this is the best advice if you're in the US. Answering their phone calls and giving them any amount of money at all can actually make it far worse As it can actually trigger stuff that will make it onto your credit report. Simply ignoring them or telling them they have the wrong number is the best course of action.

 

[MatrixPrisoner]

I honestly thought that I was risking jail time if I didn't pay them. Is there any chance of that happening?

No. Not at all, inability to pay a bill is not a crime.

 

[maniac116]

i always have my phone off. no point in keeping it on when there's no one to call or anyone that cares enough to check up on me. there are times when i need to check something in it. been seeing calls from an 833 number. checked it and it's harris & harris, debt collector agency.

i owe a hospital money for when i was involuntarily checked in. safe to assume it's related. been ignoring it because i never had any intention of paying them. i guess this is it. more rules and laws of society catching up for something i never fucking wanted in the first place.. i failed so many attempts resulting in me still being here. i never planned to live this long and i fucking hate it.

i see three options. kill myself sooner so i will never have to worry about anymore debt, pay it with what very little money i have or try to basically beg online for people to support me financially to pay off the debt. there's also another debt waiting to be paid next year and if i don't, irs will take everything i own. i have no intention of working anymore as i'm done being miserable working a meaningless job like everyone else, but the longer i live, the more problems that come up. i have no energy to do any of this bullshit..
i fucking hate this life..i fucking hate the people who called the cops and put me in that god damn hospital...people who are too stupid and refuse to understand that when i say i can't handle this life anymore, it means i can't handle it anymore..i fucking lost everything that meant a lot to me after that day...

fuck all of the people who call the cops on someone needing to kill themselves and inflicting more problems unto them.. gambling with our lives just so you can make yourselves feel better..

can't take any of this..the crying never stopped..i fucking hate everything and everyone who hurt me..

In the USA you can file for bankruptcy.
I'm so sorry you're angry but there are solutions. Maybe look at possible solutions once you calm down a bit. No judgement. Just offering a suggestion. Peace