I've called the plumber and he's going to get hold of a PRV. I've also noted that I'm on a shared water main. It could be that when anyone else uses taps overnight in the area, my pressure fluctuates, as there is an intermittent running water sound in the rising main often followed by a clunk. My reasoning; hydrostatic shock can only be being caused by moving/stopping water, and since I'm not causing water to move in the pipes, someone else on the shared main must be.
That shouldn't cause a clunk, but maybe a redundant spur is causing a pressure bounce due to fluctuating pressure from the shared main. I can't fix the mains supply (too expensive to get the water company to put in a new one), finding the dead end will be a pain, so I'm hoping the PRV is a cheaper, easier option , at least to start with.
I'm the same, always on the car I always tried the cheapest option first, or waited till I actually broke down! And you have been a lot of help, much more than crap plumbers who say "well if you can't replicate it, I can't fix it." You have proofed my reasoning and given me the confidence to request that the plumber do something, even though I'm not sure if it will work. I'm hoping there's no big deal to fitting a pressure regulator, my rising main is in an awkward place with my desk right up against it.