Even if I successfully treat whatever this is, I'd have sift through an unbearable amount of problems. There's a massive debt, unresolved legal issues due to that debt, mandatory military service during a war, the fact that I am literally a big financial shackle on one of my family members and my inability to finish anything.
I am sorry that you are being failed so badly by external factors like this.
Personally, I am of the belief that as long as somebody is still alive, an amount of recovery or improvement is possible. Or at the very least, it's possible to reduce suffering.
What you're talking about here, though, is beyond my ability to advise/suggest things, etc. It's not that I think your situation is hopeless -- not at all. It's just that I'm not equipped or knowledgeable enough to make recommendations about the problems you're telling us here.
So yeah, I am not backing out, just want to know if it is depression or rationality taken to an extreme.
This isn't the most straight-forward topic to address, but let me see here...
This may be somewhat of a controversial topic, so I'll say "I believe" that if someone is thinking about suicide, then there is something inherently wrong -- that the desire to end one's own life is an indication that something is objectively wrong. Meaning, yes, there is going to be a diagnosis of some sort and a condition that requires treatment.
However, I also believe in an individual's choice to end their own life, and I believe governments should support this choice by offering the means for a peaceful exit.
So, no, suicide is not rational... But yes, there comes a point where it may become the rational choice... (Hopefully that's not overly paradoxical...)
Whether or not YOUR suicidality is "rational"? I'm not sure I could commit to a judgement on that, and even if I could, I wouldn't feel comfortable doing it. But I do think it's a sure sign that something's wrong and that,
ideally, you would have access to treatment for whatever's causing it.
I do wish you as well as can be and hope you'll be able to find your way through this.